please do only Q.3 in 40 minutes please urgently... I'll give you up thumb definitely

Instructions: Answer the following questions or statements in complete, coherent sentences and in your own words. Any text from the book or supporting material is to strengthen your arguments. You must include the references of any material consulted or referenced that you include. Each answer must contain at least 6-7 sentences. Note: The average investor is the person who saves during their productive life and invests in different financial products to obtain income or returns on those investments. It does not refer to the institutional investor who has a structure of analysts, financial and legal advisers that allow him to obtain information from multiple sources and invest millions of funds. Answer using the ethical contexts. 1. Do you consider that the "prospectus" document of an "initial public offering" (IPO) is a document that complies with the adequate disclosure for average investors? What ethical issues might arise from the sale of new investments that an average investor might be affected by? 2. Do you consider that a mutual fund that promotes growth (growth) should ensure and disclose that all investments within the fund meet this objective? If you decide not to disclose the detail of the investments and have other investments that do not pursue the objective of the fund but still obtain profits, do you agree that it continues in this way? And if you then have losses, how does this situation change or maintain your opinion? 3. The financial companies that create financial investment products, manage and produce the necessary information for financial advisers to be able to sell participation in these products to their clients. Should financial advisors obtain as much information as possible and if they have any data that is not in line with the client's objectives, should they disclose it and advise them in another way? Do you consider that financial advisers have a responsibility as agents with their clients