You are comparing two job offers that are the same except for the retirement plan....

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You are comparing two job offers that are the same except for the retirement plan. Job 1 requires that you contribute 5 percent of your salary to the retirement plan and the employer will match 100 percent. Job 2 allows you to contribute but does not require you to do so, and if you do, the employer will match 50 percent up 5 percent of your salary. Which is better for retirement? Job 2, because the employer contribution is higher Job 2, because it's optional. Job 1, because the employer contribution is higher. Both are equivalent

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