You are a mortgage agent and a client approaches you for income of $75,000 and willing to buy a home of 950,000 in Brampton. His job is in Brampton so he does not want to leave the place. In my view his income will not be sufficient to afford the mortgage of the house he wants. Can you come out with a best alternative for him. You are supposed to provide links of all the homes you are searching for him, all the calculations should be on a word file submitted here. He is short of funds and you may search suitable private lending options for him too. You are supposed to submit a detailed solution here. His maternal cousin can give him a gift of $10,000 for down payment but will this gift qualify legally? If cousin can't make gift, who is authorized to give gift money You are a mortgage agent and a client approaches you for income of $75,000 and willing to buy a home of 950,000 in Brampton. His job is in Brampton so he does not want to leave the place. In my view his income will not be sufficient to afford the mortgage of the house he wants. Can you come out with a best alternative for him. You are supposed to provide links of all the homes you are searching for him, all the calculations should be on a word file submitted here. He is short of funds and you may search suitable private lending options for him too. You are supposed to submit a detailed solution here. His maternal cousin can give him a gift of $10,000 for down payment but will this gift qualify legally? If cousin can't make gift, who is authorized to give gift money