Why are mutual funds considered an excellent point of entry for beginning investors? Would you...

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Finance

Why are mutual funds considered an excellent point of entry for beginning investors? Would you consider a mutual fund? Why or why not?
Why are younger investors encouraged to take more risk than older investors? How much risk are you willing to take; that is, what types of mutual funds or other stock funds would you be interested in buying and holding for the long term?
Other than buying and owning your own home (residence), what other types of real estate investing are available to you? Which one would you prefer? Why?

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