Which do you prefer: a bank account that pays 4% per year (EAR) for three...

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Which do you prefer: a bank account that pays 4% per year (EAR) for three years or a. An account that pays 2% every six months for three years? b. An account that pays 6% every 18 months for three years? c. An account that pays 0.4% per month for three years

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