What is the value today of a 15 -year annuity that pays \\( \\$ 660 \\) per year? The annuity's first payment occurs six years from today. The discount interest rate is 12 percent for Years 1 through 5 and 14 percent thereafter. (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) What is the value today of a 15 -year annuity that pays \\( \\$ 660 \\) per year? The annuity's first payment occurs six years from today. The discount interest rate is 12 percent for Years 1 through 5 and 14 percent thereafter. (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) 
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