What are the main characteristics of long-term disability insurance? Briefly discuss the three types of life...

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What are the main characteristics of long-term disabilityinsurance? Briefly discuss the three types of life insurancepolicies offered in the US? Briefly discuss the types ofdisabilities recognized under workers' compensation laws? Please donot copy and paste or plagiarize and answer each questions minimum1 paragraph, 6-8 sentences per question. Answer each question withnumber like Answer 1, Answer 2 and Answer 3.

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Answer 1 Key highlights a decent worth handicap strategy ought to have Noncancellable inclusion This element rates ensure and guarantees the transporter can never raise rates on the strategy or drop it except if you quit paying premiums This is especially significant for more youthful purchasers who need to secure a low rate on their arrangement Remaining advantages Under a leftover advantages handicap arrangement either in the strategy or accessible by rider individual will get fractional advantages if your disease or injury has diminished your pay however youre as yet ready to work For instance in case youre just ready to work low maintenance hours a remaining advantage will compensate for the salary misfortune Average cost for basic items Adjustment Individual incapacity pay approaches commonly offer a typical cost for basic items rider that will expand benefits for swelling during a drawn out case Ensured sustainable choice It implies a backup plan can never show signs of change or drop an approach as long as you continue paying the premiums Notwithstanding it doesnt have a rate ensure Joblessness waiver of premium With this the premium on your inability strategy would be deferred in the occasion you lose your employment for example which means you could keep your strategy in power regardless of whether you were unable to bear to See Answer

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