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What are some ways in which the investment and financial planning industries have recently evolved?...

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Finance

What are some ways in which the investment and financial planning industries have recently evolved?

1. More advisors are migrating their clients to fee-based accounts from ones that charge load and trailer fees 2. Mutual fund companies are adjusting their fee structures to reduce conflicts of interest 3. Funds with load fees are being replaced with no-load equivalents 4. Adjusting the back-end load schedule to reduce fees to 0% in the fourth year

A. 3 and 4

B. 1 and 3

C. 2 and 4

D. 1 and 2

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