Veronica invested $13,000 into a fund earning 6.50% compounded monthly. He plans to withdraw $650...

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Accounting

Veronica invested $13,000 into a fund earning 6.50% compounded monthly. He plans to withdraw $650 from the fund at the end of every quarter. If the first annuity withdrawal is to be made 3 years from now, how long will it take for the fund to be depleted?
years months
Express the answer in years and months, rounded to the next period
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