Use Worksheet 9.1. Lexi Thomas, a recent college graduate, has decided to accept a job offer...

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Use Worksheet 9.1. Lexi Thomas, a recent college graduate, hasdecided to accept a job offer from a nonprofit organization. She’llearn $44,000 a year but will receive no employee health benefits.Lexi estimates that her monthly living expenses will be about$2,000 a month, including rent, food, transportation, and clothing.She has no health problems and expects to remain in good health inthe near future. Using the Internet or other resources, gatherinformation about three health insurance policies that Lexi couldpurchase on her own. Include at least one HMO. Use Worksheet 9.1 tocompare the policies’ features. Should Lexi buy health insurance?Why or why not? Assuming that she does decide to purchase healthinsurance, which of the three policies would you recommend andwhy
worksheet 9.1
Service Policy #1 Policy #2 Policy #3
Hospital care
Surgery (inpatient and outpatient)
Office visits to your doctor
Maternity/well-baby care
Pediatric care
Immunizations
Mammograms
Medical tests, X-rays
Mental health care
Dental care, braces, and cleaning
Vision care, eyeglasses, and exams
Prescription drugs
Home health care
Nursing home care
Services you need that are excluded
Choice of doctors
Location of doctors and hospitals
Ease of getting an appointment
Minimal paperwork
Waiting period for coverage

Answer & Explanation Solved by verified expert

4.2 Ratings (504 Votes)

Health insurance is now available to more Americans than ever before Subsidized options are easily available to lowincome individuals and families In the past many people took the risk of not being insured but with the Affordable Care Act ACA you can be fined if you dont have qualified health care insurance Instead of paying a fine people who have not been able to afford insurance before are looking for affordable medical insurance options While some may be asking themselves if it would it be cheaper to just pay the fine statistics show that more Americans have health insurance now than before the ACA was enacted There are several reasons why more people have insurance now but one is certainly the increase in affordable health plan options including subsidized or tax credits health insurance purchased through one of the state exchanges Compliant insurance can also be purchased privately The options available to you depend primarily on your income level Each insurance brand may offer one or more of these four common types of plans See Answer

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Use Worksheet 9.1. Lexi Thomas, a recent college graduate, hasdecided to accept a job offer from a nonprofit organization. She’llearn $44,000 a year but will receive no employee health benefits.Lexi estimates that her monthly living expenses will be about$2,000 a month, including rent, food, transportation, and clothing.She has no health problems and expects to remain in good health inthe near future. Using the Internet or other resources, gatherinformation about three health insurance policies that Lexi couldpurchase on her own. Include at least one HMO. Use Worksheet 9.1 tocompare the policies’ features. Should Lexi buy health insurance?Why or why not? Assuming that she does decide to purchase healthinsurance, which of the three policies would you recommend andwhyworksheet 9.1Service Policy #1 Policy #2 Policy #3Hospital careSurgery (inpatient and outpatient)Office visits to your doctorMaternity/well-baby carePediatric careImmunizationsMammogramsMedical tests, X-raysMental health careDental care, braces, and cleaningVision care, eyeglasses, and examsPrescription drugsHome health careNursing home careServices you need that are excludedChoice of doctorsLocation of doctors and hospitalsEase of getting an appointmentMinimal paperworkWaiting period for coverage