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This morning, you borrowed $162,000 to buy a house. The mortgagerate is 4.35 percent. The loan is to be repaid in equal monthlypayments over 20 years with the first payment due one month fromtoday. Assume each month is equal to 1/12 of a year and all taxesand insurance premiums are paid separately. How much of the fivepayment applies to the principal balance?
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