The appraisal for an owner occupied property you are reviewing has an appraised value of...

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Accounting

The appraisal for an owner occupied property you are reviewing has an appraised value of $300,000 which you do not believe is supported by the comparables. The correspondent also provided an appraisal field review with a value of $275,000. Can the $275,000 field review value be used in instead of the $300,000 when calculating the LTV for loan approval? And why?

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