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  3. s? = 1-(t/120) para 0 ? t ? 120, ?= .05. percentil

S? = 1-(t/120) para 0 ? t ? 120, ?= .05. Percentil 75% de Y40...

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S? = 1-(t/120) para 0 ? t ? 120, ?= .05. Percentil 75% de Y40 = ?Y_40 si the whole life annuity

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