question about insurance, which is the correct answer? = Several months...

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question about insurance, which is the correct answer?
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= Several months later, Kevin's neighbour, Mac, forgot to turn off the cooking stove and caused a fire. Although the fireman arrived 5 minutes after the accident, the fire still destroyed Kevin's home. Kevin became homeless and got a claim payment under his homeowner insurance policy. Which of the following statements about subrogation is correct? Select one: a. The insurer could recover the loss payment from the fire services department only O b. The insurer could choose either Kevin, Mac, or the fire services department to recover the loss payment O c. The insurer could recover the loss payment from Kevin only od. The insurer could not recover the loss payment from anybody e. The insurer could recover the loss payment from Mac only 1

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