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QUESTION 4 (CLO 4) Roselyn had to undergo a major heart operation at Wellness Hospital....

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QUESTION 4 (CLO 4) Roselyn had to undergo a major heart operation at Wellness Hospital. She was charged by the hospital amounting to a few thousand ringgits. The following are her hospital bills & medical insurance coverage amounts. Item Surgery Doctor Etika Insurance Berhad Coverage Hospital Bill RM 10,000 RM 12,000 RM 6,000 max RM 7,000 RM 250 max per day with a total RM 320 per day for 20 days of RM 6,000 per year Reasonable amount paid in full RM 3,500 Hospital Room Medical Supply & Ct- Scan Roselyn has recently paid RM1,800 for one-year insurance premium to Etika Insurance Berhad. a) COMPUTE: i. the total medical cost ii. the amount covered by the insurance policy iii. Roselyn's share of the cost of her treatment (excluding the yearly premium) b) DISCUSS and COMMENT whether it is good to take up such medical policy offered by Etika Insurance Berhad

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