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please answer one or both questions Discuss the following: The business model of payday...

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Accounting

please answer one or both questions Discuss the following:

  1. The business model of payday lenders, title pawn lenders, and credit approved used car dealers.
    1. Why people should avoid them.
    2. Why do so many people fall prey to these businesses.
  2. Any states that you discovered are not friendly places for these companies to operate in and what they have done, regulation wise.

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