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If Phil and Glenn both retire 30 years from now and expect to live another 30 years, how much could they withdraw per year? In year 21, Phil earns in interest. This is more than Glenn is saving. To catch up with Phil by year 30 , Glenn would have to save from year 2130 If Glenn saves $25,000 per year from 2130, to catch up with Phil by year 30 Glenn would need a rate of return of If Phil and Glenn both retire 30 years from now and expect to live another 30 years, how much could they withdraw per year? In year 21, Phil earns in interest. This is more than Glenn is saving. To catch up with Phil by year 30 , Glenn would have to save from year 2130 If Glenn saves $25,000 per year from 2130, to catch up with Phil by year 30 Glenn would need a rate of return of

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