"Investment Decisions- Mortgages" Please respond to the following: New regulatory requirement imposed on banks and financial institutions may...

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Finance

"Investment Decisions- Mortgages" Please respond to thefollowing:

  • New regulatory requirement imposed on banks and financialinstitutions may have impacted a bank’s ability to generatemortgages for home buyers by increased requirements fordisclosures, notices, statements, and documents related to lending.Evaluate the pros and cons of increased regulatory requirement,indicating the impact to the lender and the buyer. Provide supportfor your answer.
  • Based on your review of the mortgage rate trends, predict thefuture (within a year) rate of the 30-year fixed and the 15-yearfixed rate mortgage, indicating the basis and rationale of yourprediction, and the resulting impact to the mortgage industry.
  • Please provide one citation/reference for yourinitial posting that is not your textbook. Please do not useInvestopedia or Wikipedia.

Answer & Explanation Solved by verified expert
4.0 Ratings (408 Votes)
The new regulatory requirement imposed on bank and other financial institutions its has become very difficult for the banking sectors and other financial institutions for lending of money to the investors as we can see in todays world the reforms are being changed so rapidly and all the banking sectors are being trapped in the vicious    See Answer
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