insurance question. need explanation thx Tommy is overweighted with body mass index (BMI) of...

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insurance question. need explanation thximage

Tommy is overweighted with body mass index (BMI) of 28. Before purchasing medical insurance, he ate 4 pieces of fried chicken per meal. After purchasing medical insurance, he eats 6 pieces of fried chicken per meal because he thinks that his medical expenses due to the overweight problem will be covered by the insurance. Which of the following terms best describes the above situation? O a. Subrogation O b. Utmost good faith Oc. Insurable interest d. Indemnity e None of the above

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