I am stuck between answer choices C and D. I have had multiple different mediums...

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Accounting

I am stuck between answer choices C and D. I have had multiple different mediums tell me either answer. Could you please tell me the correct answer while still explaining why the other would be incorrect?
Thank you!
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When banks replace noninterest bearing deposits with Money Market deposits, Retail CDs, and Jumbo CDs, the underlying a) Noninterent Expenses; increase b) Noninterest Income: decrease c) interest Lxpenso; increase d) Interent income, decrease

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