Fahad had a student loan that was in arrears. Collection of the loan had been transferred from the...

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Fahad had astudent loan that was in arrears. Collection of the loanhad beentransferred from the original lender toKneecap Collections Inc., a collection agency. When Kneecapdemanded payment, Fahad questionedthe amount that was being claimed, which was much larger than theamount of the original loan. Kneecap did not give any explanationand insisted on immediate payment. Fahad said that he would not payany amount until Kneecap provided an explanation for the amountowing.

Shortly afterthis, Kneecap began to harass Fahad. They made violent threats toFahad and repeatedly called his employer, making false statementsabout Fahad. They told his employer that Fahad haddefrauded theemployer and that he was secretly working part-time for acompetitor. As a result, even though Fahad said that Kneecap wasnot being truthful, he was fired by his employer.

What claimsmight Fahad have against Kneecap? Are there anydefences available to Kneecap? You are thejudge. Make a decision and explain how you reached yourdecision.   

Case:

Tran v.Financial Debt Recovery Ltd., 2000

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Fahad who is a student who has completed the education is in the process of repaying the student loan However the bank to whom the payment has to be made has transferred the debt collection to collection agency Its Fahads right    See Answer
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Transcribed Image Text

Fahad had astudent loan that was in arrears. Collection of the loanhad beentransferred from the original lender toKneecap Collections Inc., a collection agency. When Kneecapdemanded payment, Fahad questionedthe amount that was being claimed, which was much larger than theamount of the original loan. Kneecap did not give any explanationand insisted on immediate payment. Fahad said that he would not payany amount until Kneecap provided an explanation for the amountowing.Shortly afterthis, Kneecap began to harass Fahad. They made violent threats toFahad and repeatedly called his employer, making false statementsabout Fahad. They told his employer that Fahad haddefrauded theemployer and that he was secretly working part-time for acompetitor. As a result, even though Fahad said that Kneecap wasnot being truthful, he was fired by his employer.What claimsmight Fahad have against Kneecap? Are there anydefences available to Kneecap? You are thejudge. Make a decision and explain how you reached yourdecision.   Case:Tran v.Financial Debt Recovery Ltd., 2000

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