Emily and her brother, Edward, are 40-year-old twins. With regards to Emily's life expectancy, which...
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Emily and her brother, Edward, are 40-year-old twins. With regards to Emily's life expectancy, which one of the following statements is true?
A. | On average, Emily has a lower probability of death than Edward so insurance premiums for Emily will be lower than for Edward.
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B. | On average, Edward and Emily have an equal probability of death so insurance premiums for Edward and Emily will be equal
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C. | On average, Emily has a higher probability of death than Edward so insurance premiums for Emily will be higher than for Edward
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D. | On average, the second-born twin will have a higher probability of death so the underwriter will likely ask for more information.
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