Chloe and Nathan are married and have two children. Nathan's employer provides health insurance, which...

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Chloe and Nathan are married and have two children. Nathan's employer provides health insurance, which covers Nathan and his family. The employer pays 80% of the prem year, Nathan's family incurs $15,000 of medical expenses. The insurance company pays $5,000 directly to physicians and reirnburses Nathan for the remaining $10,000. Whic
a. $5,000 paid directly to doctors by the insurance company
b. None of the items listed
c. $10,000 paid to him by the insurance company
d. Premiums paid by his employer
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