Case Summary: Each day as you work in your companys credit department, you must evaluate...
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Case Summary: Each day as you work in your companys credit department, you must evaluate the credit worthiness of new and existing customers. As you observe the credit application process, you wonder if there might be an opportunity to look at data from consumer lending to see if you can help improve your companys process. You are asked to evaluate LendingClub, a U.S.-based, peer-to-peer lending company, headquartered in San Francisco, California. LendingClub facilitates both borrowing and lending by providing a platform for unsecured personal loans between $1,000 and $35,000. The loan period is for either 3 or 5 years. You should begin by identifying appropriate questions and developing a hypothesis for each question. Then, using publicly available data, you should identify data fields and values that could help answer your questions. Note: Submit your answers for the following Analysis Questions in the text entry field below. Asking for Questions AQ1. Evaluate each of your questions from Part 1. Do the data you identified in your questions exist in the table provided? If so, write the applicable fields next to each question in your document. AQ2. Are there data values you identified in Part 1 that dont exist in the table? Explain how you might collect the missing data or where you might locate it
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