BFS - Group Project:

banks alloted Canada bank and hdfc bank

Note :

• Weightage will be given to originality of work. No two reports should be equal.
• Enrich your project work using statistical analysis, graphs, pie-charts and other tools / models.

Project report - Suggested frame of Study:

1. Purpose of the project & a statement of the issue, or problem to be studied.
2. Introduction
3. Industry Analysis ( Banking industry)
4. Company analysis ( Analysis of the 2 banks selected for the study)
5. Study Methodology

Sources of data and information

6. Results/ Findings
7. Discussions
8. Scope and Limitations
9. Conclusions.
10. Learning outcome for the student
11. References

Your Study should include the following:

1. A Comparative performance of Deposits, Investments, Loans, Income & Expenses, NPA level, etc..)
2. Comparison of important bank specific ratios

Some important Ratios are mentioned below.

1. Capital Adequacy Ratio(CAR)
2. Cash deposit ratio
3. Credit deposit ratio
4. CASA ratio
5. Investment deposit ratio
6. Total Deposits / Total liabilities ratio
7. NIM
8. Average cost of deposits
9. Average yield on loans
10. ROA & ROE
11. Efficiency & Productivity ratios

• Non-interest expenses/ (Net interest income + non-interest income)
• Employee expenses/ Total expenses
• Business per employee
• Profit per employee

12. Asset quality ratios

• Gross NPA ratio and Net NPA ratio

13. % of Priority sector loans
14. Market related (EPS, Market capitalization, etc.)