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  3. \begin{tabular}{|c|c|c|c|c|} \hline \multirow[t]{9

\begin{tabular}{|c|c|c|c|c|} \hline \multirow[t]{9}{*}{ DETERMINE the return on these two investments } & & & Bond...

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\begin{tabular}{|c|c|c|c|c|} \hline \multirow[t]{9}{*}{ DETERMINE the return on these two investments } & & & Bond & Var Annuity \\ \hline & n & OUTLAY & -980 & -1000 \\ \hline & 1 & cash flow & 70 & 60 \\ \hline & 2 & cash flow & 70 & 70 \\ \hline & 3 & cash flow & 70 & 60 \\ \hline & 4 & cash flow & 70 & 80 \\ \hline & 5 & cash flow & 70 & 80 \\ \hline & 6 & cash flow & 1070 & 1050 \\ \hline & TUR & & & \\ \hline \end{tabular}

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