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Based on the sample balance sheet, how did FI Bank performed between prior period and current period, based on average Net Income/Yield?

Averages Balances and Interest Rates (Dollars in Millions) Current Period Prior Period Interest Interest Average Yield Average Yield Income Income Balance Rate Balance Rate Expense Expense Earning Assets Federal Funds sold and securities purchased under agreements to resell $166,908 $1,277 3.06% $149,649 $785 2.10% Residential mortgage $168,263 $2,410 5.73% $179,853 $2,693 5.99% Credit card $92,474 $2,534 10.96% $87,816 $2,498 11.38% Direct/Indirect consumer $113,132 $1,712 6.05% $100,046 $1,467 5.87% Commercial $103,927 $1,362 5.24% $96,283 $1,209 5.02% Total loans and leases $644,704 $9,295 5.77% $613,647 $8,652 5.64% Other earning assets $38,194 $512 5.36% $36,118 $479 5.30% Total earning assets $682,898 $9,807 5.74% $649,765 $9,131 5.62% Cash and cash equivalents $30,731 $29,103 Allowance for loan and lease losses $80,215 $81,731 Total Assets $793,844 $760,599 Interest-bearing liabilities Domestic interest-bearing deposits Savings $38,043 $99 1.04% $36,598 $48 0.52% Now and money market deposit $223,174 $1,147 2.06% $209,691 $653 1.25% CDs and time deposits $127,169 $1,321 4.16% $115,672 $1,026 3.55% Total interest-bearing deposits $388,386 $2,567 2.64% $361,961 $1,727 1.91% Federal funds purchased, securities sold under agreements to repurchase and other short-term borrowings $120,916 $989 3.27% $110,478 $534 1.93% Long-term debt $76,697 $963 5.02% $77,924 $955 4.90% Total interest-bearing liabilities $585,999 $4,519 3.08% $550,363 $3,216 2.34% Non-interest-bearing liabilities $134,386 $138,001 Shareholder's equity $73,459 $72,235 Total liabilities and $793,844 $760,599 shareholders equity Net interest income/yield $5,288 2.66% $5,915 3.11% on earning assets Copyright 2007 Investopedia Inc

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