6. Question 6 John Jones is deciding on one of two career choices, before retiring in 40 years...

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Finance

6.

Question 6

John Jones is deciding on one of two career choices, beforeretiring in 40 years time.

Choice 1

John can go to a prestigious graduate school for two years andobtain a degree. Including tuition and living expenses, he expectsto pay $75,000 at the end of each year for two years while atschool. After graduating, he expects to land a demanding job thatpays $150,000 at the end of the third year, and grows at a constantrate of 5% each year (so at the end of the fourth year he expects150,000*1.05 etc.) He will retire in 38 years after finishinggraduate school.

Choice 2

John can continue in his present job. He expects to be paid$84,000 at the end of the year, and expects his salary to increaseby 6% every year, paid at the end of each year. He expects to workfor 40 years before retiring.

If John’s discount rate is 10%, which career choice should hepursue?

conclusion summary at the end show formulas

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6.Question 6John Jones is deciding on one of two career choices, beforeretiring in 40 years time.Choice 1John can go to a prestigious graduate school for two years andobtain a degree. Including tuition and living expenses, he expectsto pay $75,000 at the end of each year for two years while atschool. After graduating, he expects to land a demanding job thatpays $150,000 at the end of the third year, and grows at a constantrate of 5% each year (so at the end of the fourth year he expects150,000*1.05 etc.) He will retire in 38 years after finishinggraduate school.Choice 2John can continue in his present job. He expects to be paid$84,000 at the end of the year, and expects his salary to increaseby 6% every year, paid at the end of each year. He expects to workfor 40 years before retiring.If John’s discount rate is 10%, which career choice should hepursue?conclusion summary at the end show formulas

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