Logo
Home Study Material Contact Search
AI Chat FREE
  1. business
  2. finance
  3. 6. in class we discussed potential synergies betwe

6. In class we discussed potential synergies between lending and providing payments services. Regarding information...

60.1K

Verified Solution

Question

Finance

image
6. In class we discussed potential synergies between lending and providing payments services. Regarding information synergies, we said that a. detailed information about a firm's payments history can be very useful to a lender in assessing that firm's credit risk, but this is something that was impossible to do before the advent of smartphones and fintech. b. detailed information about a firm's payments history can be very useful to a lender in assessing that firm's credit risk, but no fintech lenders actually do this because their main focus is on convenience, not credit evaluation. c. detailed information about a firm's payments history is not used by traditional lenders like banks because few are both lenders and payments services providers. d. detailed information about a firm's payments history can be very useful to a lender in assessing that firm's credit risk, and there is evidence that both traditional lenders and some fintech lenders take advantage of this

Answer & Explanation Solved by verified expert
Get Answers to Unlimited Questions

Join us to gain access to millions of questions and expert answers. Enjoy exclusive benefits tailored just for you!

Membership Benefits:
  • Unlimited Question Access with detailed Answers
  • Zin AI - 3 Million Words
  • 10 Dall-E 3 Images
  • 20 Plot Generations
  • Conversation with Dialogue Memory
  • No Ads, Ever!
  • Access to Our Best AI Platform: Zin AI - Your personal assistant for all your inquiries!
Become a Member

Other questions asked by students

Q

Which transition emits photon of maxim frequency 1 second spectral line of Balmer series 2...

Physics
Q

ABC Company produces Product X, Product Y, and Product Z. All three products require processing on...

Accounting
Q

C 2015 Bethany Lau 5 Met Pro GGA Translation Ma LENT ever Geir duom Ser...

Biology
Q

Exam Score 86888 0 r 0 72 10 Number of Missed Classes above scatterplot represents...

Statistics
Q

Integrate by parts 11 x in xdx X 12

Statistics
Q

Let ABC be a triangle Show that E LA B Zc Sin a cos a

Calculus
Q

(This problem is similar to the example in your textbook about guessing a formula for...

Calculus
Q

Ludington Corporation provides the following data from a recent period for its manufacture of shoes:...

Accounting
Q

Ronen Consulting has just realized an accounting error that has resulted in an unfunded liability...

Finance
Q

Clearly state the relationship (i.e., direct, inverse, or Fixed) of the items below to a...

Accounting
Q

The primary market is: Group of answer choices the NYSE. the...

Finance
Q

Using the data in the tables below, compute Net Cash Flow from Financing Activities for...

Finance