4. What is the difference between conventional mortgages and FHA and VA mortgages? 5. If...
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4. What is the difference between conventional mortgages and FHA and VA mortgages?
5. If you expect prices and incomes to rise, would you rather have a conventional mortgage, Fixed Rate Mortgage or Adjustable-Rate Mortgage? What if you expected prices to fall? Explain your answer. Also explain how your answer would differ if you were a mortgage lender.
6. If mortgage bankers originate more mortgages than other types of financial institutions, why don't they also hold more mortgages in their asset accounts?
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