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23. Isidro rents the guest bedroom in his US home to an unrelated Swedish student...

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Finance

23. Isidro rents the guest bedroom in his US home to an unrelated Swedish student who is attending a nearby university. The student forgets to turn off a hot plate in his room, causing a fire that destroys most of the student's personal property. Isidro's homeowners policy (Search Chapter 2)

  • a. covers this loss only if the student is in the country legally.
  • b. covers this loss to personal property on the insured's premises.
  • c. excludes coverage for this fire loss because it was caused by an occupant's negligence.
  • d. provides no coverage for loss to the boarder's property.

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