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12 Alyssa is 40 years old. She has worked for the same employer for the last 10 years and was a member of the companys Defined Contribution Pension Plan (DCPP). The employee and the employer each contribute 5% of the employees income to the pension plan. After having some differences with her manager. Alyssa was let go, Which of the following is an option for the funds accumulated in her pension fund account? 2. She will have to forfelt the employer's contribution and corresponding growth because she was let go from her job b. She will have to forfelt the employer's contribution and the corresponding growth because the pension plan is not vested. LO She can transfer her pension funds to a LIRA because her pension plan is vested. 4. She can transfer her pension funds to her RRSP because her pension fund is vested. 13 Clay is a business entrepreneur who runs his own online store, which he incorporated several years ago. He successfully borrowed money to start up the business, rather than using his own money, and has He is now thinking of using leverage to invest in segregated funds. Why is Clay's decision to borrow money this time risky? He could lose his principal and interest, thus magnifying his loss B. If the investment fails, he could lose both his home and business Leveraging to invest can result in longevity risk if he cannot pay back the loan in time He wants to invest in segregated funds, which is riskier than funding his business or buying a home

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