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1) The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers...

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Finance

1) The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from creditors. It forbids your creditors, or those collecting on their behalf from:

A. Impersonation or claims of affiliation with the government, including the use of a badge or uniform or other official insignia.

B.Repeated calls with the intent to annoy or harass you, and the use of obscene or abusive language.

C.Communication at unusual or inconvenient places and times or through third parties without debtor consent.

D. All the above.

2.Clothing, purchased with a credit card would be would be considered "bad" debt.

a. True

b.False

3.When considering a 0% APR credit card balance transfer offer, you should Know the APR that will go into effect after the promotional period has ended.

a.True

b.False

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