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1. Basel III introduced after the financial crisis:
| | A. Raised the capital requirements for banks. |
| | B. Dropped the internal assessment requirement. |
| | C. Prohibited banks trading on their accounts. |
| | D.Introduced a minimum profitability standard. |
2. Competition for commercial banks from non-banks are seen:
| | A. On the deposit side of business only, |
| | B. On the loan origination business only. |
| | C. On both deposit side and the loans side of the business. |
3. One of the unintended effects of capital standards being implemented is:
| | A. Increased loan activity by banks |
| | B. Increase in the variety of deposits |
| | C. Incentive for securitization of loans. |
| | D. Increase in the interest rate for credit card loans. |
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