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1. A claims-made liability insurance contract pays for:

		all damages with no limit
		defense costs if the insured is sued, but not for actual damages awarded to a plaintiff
		claims filed against the insured during the policy period
		injuries suffered by the insured during the policy period
		claims only when an insured is sued, but does not pay for defense costs

2.

Which of the following is not a possible solution for alleviating the medical liability problem?

		Limiting the size of jury awards
		Development of insurance pools
		Redefining "negligence" to eliminate "minor" mistakes
		Limiting contingent fees for lawyers
		Forcing healthcare workers to provide evidence of competence on a yearly basis

3.

Reasons for increasing costs in the American health care system include all of the following except:

		Aging population
		High cost of technology
		Moral hazard
		Fee-for-service medicine
		Limited access to health care

4.

Because people sometimes forget to pay their premiums on time, health insurance policies normally contain a/an ________ to prevent unnecessary termination of the insured.

		pre-termination clause
		pro-rata clause
		reinstatement clause
		entire contract
		grace period clause

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